Last Updated 04 November 2013
DISCLOSURE OF FEES AND ACCOUNT TERMS FOR
NOW CHECKING ACCOUNTS AT
THE STATE BANK OF HILDRETH, Hildreth, Nebraska
INQUIRIES, CALL: (308)938-2155
Rate Information - Your interest rate and annual percentage yield may change.
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of Rate - At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency - Interest will be compounded month. Interest will be credited to your account month.
Minimum balance to avoid imposition of fees - If your balance falls below $500.00 on any day of the month we will impose a service charge fee of $5.00 once during the statement cycle.
If your balance is at least $500.00 on cialis dosage every day in the month but falls below $1,000.00 on any day during the month we will impose a service charge fee of $3.00 once during the statement cycle.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items(for example, checks).
Effect of closing an account - If you close your account before interest is credited, you will not recieve accrued interest.
A per item fee of $.20 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of 30 during a month.