Now Checking Disclosure

Print PDF
CURRENT AS OF: 09/01/2010

 

DISCLOSURE OF FEES AND ACCOUNT TERMS FOR

NOW CHECKING ACCOUNTS AT

THE STATE BANK OF HILDRETH, Hildreth, Nebraska

INQUIRIES, CALL: (308)938-2155

Member FDIC

Common Features

 


Rate Information - Your interest rate and annual percentage yield may change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of Rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded month. Interest will be credited to your account month.

Minimum balance to avoid imposition of fees - If your balance falls below $500.00 on any day of the month we will impose a service charge fee of $5.00 once during the statement cycle.
If your balance is at least $500.00 on cialis dosage every day in the month but falls below $1,000.00 on any day during the month we will impose a service charge fee of $3.00 once during the statement cycle.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items(for example, checks).

Effect of closing an account - If you close your account before interest is credited, you will not recieve accrued interest.

Fees:
A per item fee of $.20 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of 30 during a month.