Location

Main Bank
133 Commercial Ave.
Hildreth, Ne 68947
308-938-2155
888-311-2155

Truth-In-Savings

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TRUTH-IN-SAVINGS DISCLOSURE

 

 

REGULAR CHECKING ACCOUNT

Minimum balance to avoid imposition of fees - If your balance falls below $100.00 on any day in the month we will impose a service charge fee of $5.00 once during the statement cycle.

If your balance is at least $100.00 on every day in the month but falls below $200.00 on any day during the month we will impose a service charge fee of $4.00 once during the statement cycle.

If your balance is at least $200.00 on every day in the month but falls below $300.00 on any day during the month we will impose a service charge fee of $3.00 once during the statement cycle.

If your balance is at least $300.00 on every day in the month but falls below $400.00 on any day during the month we will impose a service charge fee of $2.00 once during the statement cycle.

If your balance is at least $400.00 on every day in the month but falls below $500.00 on any day during the month we will impose a service charge fee of $1.00 once during the statement cycle.  

Fees:

A per debit fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 35 during a month. This fee will not apply for full time students.

Student Checking Fees:

An overdraft fee of $5.00 will be charged.
A continous NSF fee of $5.00 will be charged.
A return item fee of $5.00 will be charged.

SPECIAL CHECKING ACCOUNT

Fees:

A per debit fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account).

NOW ACCOUNT

Rate Information - Your interest rate and annual percentage yield may celebrity porn change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.

Minimum balance to avoid imposition of fees - If your balance falls below $500.00 on any day in the month we will impose a service charge fee of $5.00 once during the statement cycle.

If your balance is at least $500.00 on every day in the month but falls below $1,000.00 on any day during the month we will impose a service charge fee of $3.00 once during the statement cycle.

Daily balance computation method mobile porn tube - We use naked celebrities the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the nude celebs business day you deposit noncash items (for example, checks).  

Fees:

A per debit fee of $.20 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 30 during a month.

SUPER NOW ACCOUNT

Rate Information - Your interest rate and annual percentage yield may change.

Frequency of rate changes - We may change the intrest rate on your account at any time

Determination of rate - At our discretion, we may change the intrest rate on your account.

Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your acount every month.

Daily balance computation method - We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the accout each day.

Accural of interest on noncash depostis - Interest begins to accure on the business day you deposit noncash items (for examples, checks).

Fees:

A per debit fee of $.25 will be charged for each debit transaction (withdrawl, check paid, automatic or payment out of this account) in excess of 10 during a statement cycle.

MONEY MARKET ACCOUNT

Rate Information - Your interest rate and annual percentage yield may change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business hgh supplements day you deposit noncash items (for example, checks).  

Fees:

A per debit fee of $1.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle.

SAVINGS ACCOUNT

Rate Information - Your interest rate and annual percentage yield may change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency - Interest will be compounded quarterly. Interest will be credited to your account quarterly.

Minimum balance to open the account - You must deposit $100.00 to open this account. There is no minum opening balance required for students or childern age 19 or younger.

Minimum balance to avoid imposition of fees - If your balance falls below $100.00 on any day during the statement cycle we will impose a service charge fee of $5.00 each quarter. Student and childern age 19 on younger are exempt from this fee.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Transaction limitations:

Transfers from a Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per quarterly statement cycle with no more than three by debit card or similar order to third parties.  

Fees:

A per debit fee teen gay of $2.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six during a month.

CHRISTMAS CLUB ACCOUNT

Rate Information - Your interest latest celebrity news rate and annual percentage yield mau change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our dicretion, we may change the interest rate on your on your account.

Compounding and crediting frequency - Interest will be compounded annually. Interest will be credited to your animated porn account annually.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks).

COMMON FEATURES

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

 

Check printing

(fee depends on style of check ordered)

Check cashing for noncustomer

$3.00

Phone calls

$4.00 per call

Money orders

$2.00

Escrow contracts

 
 

Escrow fee

$15.00 annual fee for annual payments

 

Escrow fee

$2.50 monthly fee for monthly payments

Overdraft (each Shemale Porn overdraft paid)

$15.00

Continuous overdraft after five business days additional

$15.00

Nonsufficient funds (NSF) gay boy porn item (each)

$15.00

Account research

$20.00 per hour $.25 per item

Garnishment or levy

$15.00 each

An account is dormant, if for one year for checking accounts or 1 year for savings accounts, you have made no deposits or withdrawals to the account and the balance is $100.00 or less.

Dormant account hentai tentacle porn fee

$5.00

 

This fee is charged quarterly.

 

Outgoing wire transfer

$15.00

Incoming wire transfer (noncustomer)

$15.00

Cash advance fee (noncustomer)

5% up to $10.00 max.

Stop payments (each)

$15.00

Fax machine

 
 

Outgoing

$1.00 per minute and $1.00 per page

 

Incoming

$1.00 per page

Photocopies

$.10

Notary fee for noncustomer

$5.00

Safety deposit boxes: (approximate sizes)

 
 

4 x 5 x 13

$10.00

 

4 x 5x 18

$12.00

 

5 x 9 x 13

$22.00

 

5 x 6 x 19

$15.00

 

2 x 5 x 20

$8.00

 

3 x 5 x 21

$11.00

 

3 x 11 x 21

$18.00

Drilling lock boxes

$50.00 plus actual cost

Cashier Check

$2.00 plus actual cost

Lost key $10.00 plus actual cost

Customer cash advance

no fee

We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account celebrity sex videos prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.