Now Checking Account Interest bearing checking account. Rate APY .25 .25 * Annual Percentage Yield ** Rates valid as of 8/6/10. Interest bearing checking account. Available to individuals, organizations, etc. No minimum deposit required. Monthly statement mailed directly to you. Debit card available upon approval. Direct Deposit. Monthly fees vary according to minimum balance. 30 debits free per month. Interest compounded monthly at a variable rate published by the bank. FDIC Insured